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Credit Representative Example

Borrowing £6,999 over 61 months with the first payment being taken 2 months after the date of execution with a Representative APR of 10.9%; a fixed annual interest rate of 5%; an administration fee of £199 (spread throughout the term of the loan); and a deposit of £1,000 the amount payable will be: £152.50 a month for 59 months and a final payment of £301.50 which includes an option to purchase fee of £149. The total cost of credit is £2,147.50 and the Total Amount Payable is £10,299.00.

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