There are many reasons why drivers browsing for their first car or looking to replace their current vehicle might consider car finance in Cheshire from Accept Car Finance. Quick, fair and affordable, car finance can make the process of purchasing a vehicle considerably easier. Rather than requiring you to make a substantial one-off payment, you can pay for a car in weekly or monthly instalments instead. The car is yours to drive as you pay it off.

Who can apply for car finance in Cheshire?

Unlike many credit-based services, such as mortgages, our car finance packages do not discriminate against people with an unconventional financial standing. We don’t judge an applicant based on their employment status, or even if they are employed at all for that matter. Nor, in fact, do we make snap decisions against those who are claiming state benefits or have had a tumultuous credit history in the past. We believe that everyone should be entitled to a car if possible. Therefore, our applicants include everyone from the self-employed to unemployed, students to freelancers. All that you need is to be over 18, in possession of a full driving licence and have a good current credit rating.

What types of cars are available to me on finance?

Ultimately, your financial standing will determine what cars you can pick from as top-of-the-range sports cars will have a longer and higher repayment plan compared to middle-range vehicles. However, no matter what you can or cannot afford, there will be many vehicles to choose from. With car finance in Cheshire, you can choose from vehicles of all shapes, styles, sizes, colours and brands. We aim to have exactly the kind of car you are looking for.

How long does it take to make an application?

Our team is able to review an application on the very same day it arrives. We understand that many people choose to buy a car on finance because it’s the quickest option. Therefore, we endeavour to make the application process as fast as possible. You can apply for car finance online and one of our team will review it on the exact same day. We also have close relationships with many lenders – including Close Brother’s Motor Finance, Moto Novo, and Blue Motor Finance – who are able to provide us with access to excellent used car finance rates for our customers. You will have a response from us within 24 hours of whether you have been approved so you can begin browsing vehicles right away.